Bel Auto Credit Car Loans - Belanger Chrysler

Bel Auto Credit - Rockland's Preferred Auto Loan Provider

At Belanger Chrysler Dodge Jeep Ram, we offer our surrounding communities dedication to customer experience not found anywhere else. Our drive to make sure you are completely satisfied before you leave our establishment is of utmost importance to us; it is our motto. We are located at 8501 County Road East 17 Rockland, Ontario. Come in and join the family and find out why others have to.

Alongside our drive to provide superior customer service excellence, we are also delighted to showcase a wide array of Chrysler, Dodge, Jeep, and Ram new vehicles in Rockland, Ontario. Not only do we have the privilege to serve our close-knit community in Rockland, but we also have the pleasure of serving our communities in Orleans, Hawkesbury, Clarence-Rockland, Embrun, Limoges, and Burget. We can guarantee that we will provide the best deals on new Chrysler, Dodge, Jeep, and Ram vehicles. As the premier dealer in town, we invite you in to browse our inventory of SUVs, Trucks, and Jeeps. You will not be disappointed. While browsing our new vehicle inventory, please take notice of our attractive MSPR pricing and all available incentives. We strive to provide you with a vehicle for your needs and wants, and if we don't have it, we will do our best to locate it for you. It's Worth The Drive to Rockland!

Question 1: How does interest work on a car loan?

When you choose to apply for credit and receive a car loan from Bel Air Credit, we are essentially purchasing the vehicle for you, which allows you to pay us back over a fixed period of years. Fundamentally, our service to you is the ability to borrow our money, and your compensation for our services is paying interest on the loan amount. Typically most car loans work off of simple interest, which means you are charged on the loan amount you owe. Also, auto loan interest rates will vary depending on the applicant and the credit union.

An example of this is seen below:

Let's assume you decide on a beautiful 2013 Jeep Wrangler Rubicon and need a loan for $19,000, which you've decided to back over six years (or 72 months) at an interest rate of 9%. You will be required to pay approx. $342.50.

Question 2: Can you refinance your car loan?

The blunt answer is yes. Car refinancing is undoubtedly possible, and at the root, you are just purchasing your car all over again. One of the main points you need to keep in mind is like the initial loan, you will need to qualify for refinancing. The criteria will be just like before, a source of income, debt-to-service ratio, and minimum credit score. Now some will wonder why I would want to refinance my car loan. Some benefits of refinancing include the possibility of lower interest rates, extending the loan term, removing a co-signer or adding a payee.

Question 3: Is it better to pay principal or interest on a car loan?

Depending on your financial situation, the solution can vary. Obviously, the goal, once you've taken lone, is to pay off the principal as soon as possible because the longer the term contract, the more interest that will need to be paid. In this scenario, if you can, paying off the principal will be of more significant benefit to you.

At Bel Auto Credit, we are committed to ensuring that you get the very best deal possible. It doesn't matter if you have a poor credit score, if you've been divorced or are on long-term disability, we will make sure that you drive away with the vehicle you need. To make the process easier and faster, we provide free credit checks and help you to calculate payment options with our car loan calculator.

Bel Auto Credit

We're delighted to offer in-house financing through our partnership with Bel Auto Credit. You can find all the information you need here. However, we like to cover some key points here, so you have a general understanding of particular questions consumers have. Bel Auto Credit is located in Rockland, Ontario.

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Belanger Chrysler Dodge Jeep Ram

8501 County Road East 17
Directions Rockland, ON K4K 1K7

  • Sales: (613) 446-2222
  • Service: (613) 446-2222
  • Parts: 613-703-6686


  • Monday 9 AM - 7 PM
  • Tuesday 9 AM - 7 PM
  • Wednesday 9 AM - 7 PM
  • Thursday 9 AM - 7 PM
  • Friday 9 AM - 6 PM
  • Saturday 9 AM - 4 PM
  • Sunday CLOSED - Contact Our Sales Dept. Directly